Accept payments through UPI, QR Code, Intent Flow, and Smart Checkout. No broker fees, instant settlement, and automated API-based callbacks.
Everything you need to accept direct payments and manage your business checkout seamlessly.
Funds are immediately credited directly to your bank account via UPI. Zero delay, zero custody.
Uses automated transaction route switches to optimize response success rate and minimize declines.
Supports app-to-app launches (Google Pay, PhonePe, Paytm) directly for ultra-fast customer checkout.
Renders high-definition, dynamic or static QR checkout codes compatible with all UPI mobile scanner apps.
Monitor logs, success metrics, total collected volume, and statuses instantly from your merchant dashboard.
Integrated anti-fraud scanning monitors duplicate transaction reference notes to stop spoof attacks.
Simultaneous sync routines compare local database logs to secure verification endpoints automatically.
Robust SDK options, simple JSON payloads, clear response webhooks, and sandbox testing support.
Legacy payment gateways hold your money, charge high commission percentages, and force tedious compliance processes. We bypass middle-men using Paytm's core APIs to settle funds directly into your account instantly.
| Feature | UPI Pay Gateway | Traditional Gateways |
|---|---|---|
| Transaction Fees | ₹0.00 (Zero Fee) | 2.0% - 3.5% + Taxes |
| Settlement Cycle | Instant (Direct) | T+2 to T+4 Days |
| Gateway Custody | None (Direct API) | Gateway holds funds |
| KYC/Setup Time | Instant Activation | 3 to 7 Working Days |
| Webhook Web API | Included (Free) | Paid addon plans |
A 4-step secure verification process between client scans and automated webhook releases.
Client reviews the generated checkout page and scans the UPI QR code using any app.
Client completes security authorization using their secret UPI PIN inside their own app.
Paytm status APIs detect the verified transaction. The checkout redirect completes.
Funds are immediately available in the merchant's bank account. Webhooks dispatch.
A suite of payment options built to maximize conversions and improve checkout speeds.
Plug-and-play checkout interface for e-commerce sites and client billing portals.
Polished, fully responsive overlays that handle QR loading and intent routing seamlessly.
Generate a unique QR code for every checkout session containing specific transaction metadata.
Fixed QR display panels ideal for retail counters, offline billing, and regular donation pages.
Configure periodic invoice schedules and notify users with recurring webhook updates.
Create links instantly on your dashboard and share them via SMS, WhatsApp, or email campaigns.
Automate supplier settlements and client refunds using our secure webhook transfer scripts.
Manage multiple business sub-accounts and distribute collections based on fixed ratios.
From startup software integrations to offline stores, we satisfy specific market demands.
We deploy state-of-the-art server protection and encryption routines.
Follows global data security standards.
Data transport paths are fully encrypted.
Secure API token validation layers.
Guaranteed gateway availability.
No commissions, no hidden setup rates.
Perfect for developers and small merchants.
Best for growing businesses.
For large firms with custom needs.
Join 50,000+ businesses across India.
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